Arlington Wealth Planning knows Investment Management

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Financial industry studies estimate that professional advice adds portfolio returns.

Industry studies1234 estimate that professional financial advice can add between 1.5% and 4% to portfolio returns over the long term.

Arlington Wealth Planning (AWP) is a Registered Investment Advisor (RIA).  We assist clients with the evaluation of their personal risk tolerance and investment time horizon to determine a suitable allocation of assets to hold in their investment portfolio.  We are also a Fiduciary and perform holistic financial planning to assess the need for investments and their role in the client’s financial plan.

AWP does not hold client assets. We work with custodian Altruist – an American clearing house founded in 2018 backed by venture capital firm Venrock.

Investment growth

AWP is a fee-only RIA, which means that we charge the client an Assets Under Management (AUM) fee instead of making commissions from securities companies.  We charge up to 1% per year to perform investment management services, with reduced fees on larger accounts, as follows:

AUM Rates may vary (see Investment Advisory Agreement)

As part of our investment management service, not only will we determine the necessity of investments and the recommended allocation based on your risk tolerance and time horizon, we will work with our custodian to establish your accounts and transfer any existing assets, as necessary. We have access to thousands of investments within our trading platform and can set up numerous types of accounts, such as:

  • Standard brokerage accounts
  • Joint Tenant with Rights of Survivorship (JTWROS)
  • Individual Retirement Accounts (IRAs)
  • Roth IRAs
  • Simplified Employee Pension (SEP) IRAs
  • Uniform Gift to Minors Act (UGMA) Accounts
  • 401k Retirement Accounts
  • 403(b) Retirement Accounts

Once your account is established, we will perform the necessary trades to accomplish the desired allocation across security types.  We will then monitor these accounts for opportunities to rebalance based on economic conditions or change investment vehicles due to style drift, changes in management approach, or economic factors.

For retirees, we will also manage assets using a bucketing strategy to help minimize risk of market fluctuations on the availability of income.

  1. Envestnet, Capital Sigma, The Advisor Advantage (PDF) estimates advisor value add at an average of 3% per year)
  2. 2019; Russell Investments 2019 Value of a Financial Advisor Update estimates value add at more than 4% per year); and
  3. Vanguard, Putting a Value on Your Value: Quantifying Vanguard Advisor’s Alpha® 2019, (estimates lifetime value add at an average of 3%).
  4. Market returns are not guaranteed. Performance is dependent on numerous factors within the stock market, individual companies, and economies.  Investors should determine whether to stay invested in declining markets. Past performance does not guarantee future results.